When Every Choice Feels Like Life or Death: Dave Ramsey with a Small Shovel

Last week, I spent too much of our grocery budget.

I was sick of not having snacks to eat or to give our toddlers. As any mom knows, all toddlers want to eat are snacks, all day long, every day, and it gets really old cooking a new meal every five minutes just for it to get thrown on the floor and crushed. Plus, I’m breastfeeding, so trying to get enough calories to sustain myself feels like a full time job in itself. On top of all of that, I was stressed, exhausted, and hungry, because the week before I didn’t overspend my grocery budget.

So I overspent.

Of course like every time I make a mistake, there was an avalanche of other things that went wrong in the paycheck, so there was nowhere to cushion. Plus, it was the first paycheck that I had really felt like I could breathe so I treated us a little bit. We got Downy Unstoppables, and I got the expensive bar soap. Some Dave enthusiasts would remind me that this was my stupid and it was fault, and I should’ve planned for the future better, do better next time. I can hear it now, because I’m telling myself all about it now.

The problem is, it’s not stupid. Right now, we really don’t have a lot of extra money. We are making big, big financial sacrifices to keep our babies healthy and loved. We can’t afford for me to be a stay at home mom, but we are working every day to make it possible and to survive it because it is so important to both of us that our little girls have me home with them.

Because of those financial sacrifices we are operating on a very low budget, with very few places to save money. Because of having so much going on, we have very little time to make more money, or to find ways to save more money. Yes, there are little places we could cut, but even our FPU coordinator said she thought we had it cut down to the barest bones possible.

The problem with being that low with only that much money coming in is that every single mistake is a world shattering stupid moment that can domino into a thousand different things going wrong. When more money is available, it’s easy to just switch around the budget to cover a mistake and it’ll be okay. In our situation, if I make a single mistake ever on how much I spend, it could affect our lives for the next month. If I get sick and don’t meal plan perfectly, or if I am tired, or if my husband works overtime, its like the entire world falls apart and I start to feel like there’s no point in even trying.

What’s even worse is the ridiculous amount of guilt I am consumed by, like it is my fault that we are suffering and I don’t even deserve for us to be better because I am so stupid. I am not stupid, I am a human going through a million different huge life transitions all at once with hormones flying in a thousand different directions. I am swimming against the current with weights tied to my back. In these moments, it is important to tell myself that. It is crucial to remind myself how freaking hard our situation is, or I just crumble in shame at my own weakness.

I have to remind myself every single day that even though it doesn’t feel like it we are moving forward. I have to remind myself to be grateful for what we do have, but it’s ok to struggle with what we don’t. I have to remind myself that we are learning important life lessons, and we have to be patient. I have to remind myself that it’s okay to accept help when it is the difference between spending time with our babes or not. I have to remind myself over and over again that there is hope.

I’m not always good about this, and sometimes the reminders feel ridiculous and I start to feel so worthless because we haven’t worked it out yet, and we haven’t finished our journey yet, but we are still trying. We are not giving up, no matter what it takes. We are moving forward even if it feels like it will never be enough. Even on the days when I feel like I am inside of a tornado, I am not giving up this fight.

If you know what it’s like to struggle like this, and you want to cry when some people talk about paying off huge chunks of debt, know that I am here fighting alongside you, you are not alone. There will be good days when you make some headway, and there may be days where living within your means feels like dying, and I am here with you for every one of them.

If you don’t know what this is like, that is totally fine. I am happy for you, and I am glad that your experience is better, but please just be gentle with the people who are in different situations than you are. Don’t assume someone is lazy because they aren’t making every choice you would, don’t assume anything about them. The greatest thing you can do is to just be there, hear them, and remember when something was hard for you, and what you needed back them. I pray every time I feel this way, that when I am rolling in the dough in my nice, big, beautiful house, I will never forget how hard it was to get there, and I will love on anyone who is trying to make their own journey forward.

I hope we see each other on Baby Step 7 one day, have a blessed day. ♥️♥️♥️♥️

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