This week, I wanted to give up on Dave Ramsey so bad. I was so done and hopeless feeling I wanted to pull out the credit card and just spend it all. I'm a free spirit and spending as little as possible to put as much as possible towards debt and towards our future needs... Continue Reading →
Planning for the Future: Even When All You Have Feels like Nothing
All day I've been cursing at myself about how we haven't been planning for the future. "We had one good paycheck and we used it all up. We should have saved every penny for the future. This is God punishing us because we messed up again." Over and over again I thought of all of... Continue Reading →
Opportunity Cost
The hardest lesson I learned while doing Dave Ramsey has to have been his brief mention of "Opportunity Cost." He mentioned it as if it was a given, but ever since then I have been hung up on it, struggling with what it means. Basically, opportunity cost means that when you spend your money on... Continue Reading →
The New FPU
Did you know there is a new format to Financial Peace University? I don't know when it happened but I know it did and I L.O.V.E. it! A little background on why this is such a big deal. I was not a fan at all of the original talks, they felt preachy and the props... Continue Reading →
Academy Nicholls, Here I Come
I did a thing last night. It might be crazy. It may be a little arrogant? It takes a lot of arrogance to be an artist, or at least that's what I tell myself so I won't hide all of my work under a rock. Yes, this writing of mine is a conscious decision in... Continue Reading →
Praying for your Husband
I am constantly hearing women ask, "How do I get my husband to do Dave Ramsey too? I'm on bored, but he is not." I have so been there. I was so frustrated with my husband for years that I couldn't convince him, and he wouldn't hear me. We tried to do it once, but... Continue Reading →
The Problem with Gazelle Intensity
I should begin this with letting you know we are a low income family with a lot of big graces from God and our family right now. We are rich in so many ways, but when it comes to money, we are in a hard season. A few weeks ago, I was feeling guilty over... Continue Reading →
FPU Virtual Group
Hey guys! In May I’m going to be leading an FPU group virtually, for people who have a hard time getting to regular classes. I’m a stay at home mom, so I feel your pain! Let me know if you are interested! Why would I lead a group you ask? I’m obviously really struggling with... Continue Reading →
Prayer of the publican
Dear Jesus, I have failed you time and time again. I have lost all hope that I could be your promised one. I want to believe that you could still use me, but I don’t know how. I mess up all the time, and in ways that have such huge consequences. God, money won’t fill... Continue Reading →
Give Like no one else: Stay at Home Moms
As many of you know, we are doing Dave Ramsey baby steps. We are working so hard, and definitely struggling at this point. What has brought me a lot of hope in our movement forward is turning every single one of my struggles into a hope for the future. In that vein, I thought I... Continue Reading →
SUZANNA GORETTI 