5 Steps to Take When the Baby Steps Seem Too Big

This week, I wanted to give up on Dave Ramsey so bad. I was so done and hopeless feeling I wanted to pull out the credit card and just spend it all. I'm a free spirit and spending as little as possible to put as much as possible towards debt and towards our future needs... Continue Reading →

Opportunity Cost

The hardest lesson I learned while doing Dave Ramsey has to have been his brief mention of "Opportunity Cost." He mentioned it as if it was a given, but ever since then I have been hung up on it, struggling with what it means. Basically, opportunity cost means that when you spend your money on... Continue Reading →

The New FPU

Did you know there is a new format to Financial Peace University? I don't know when it happened but I know it did and I L.O.V.E. it! A little background on why this is such a big deal. I was not a fan at all of the original talks, they felt preachy and the props... Continue Reading →

Praying for your Husband

I am constantly hearing women ask, "How do I get my husband to do Dave Ramsey too? I'm on bored, but he is not." I have so been there. I was so frustrated with my husband for years that I couldn't convince him, and he wouldn't hear me. We tried to do it once, but... Continue Reading →

God Hears Your Petty Prayers

Earlier this week, I laid on my stomach in our bed in complete despair. I was budgeting, and we couldn't make it on what we had. There was no way to meet all of our needs. I was going to have to get a job and leave my sweet little girls in daycare, or Patrick... Continue Reading →

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