This week, I wanted to give up on Dave Ramsey so bad. I was so done and hopeless feeling I wanted to pull out the credit card and just spend it all. I'm a free spirit and spending as little as possible to put as much as possible towards debt and towards our future needs... Continue Reading →
Planning for the Future: Even When All You Have Feels like Nothing
All day I've been cursing at myself about how we haven't been planning for the future. "We had one good paycheck and we used it all up. We should have saved every penny for the future. This is God punishing us because we messed up again." Over and over again I thought of all of... Continue Reading →
When Every Choice Feels Like Life or Death: Dave Ramsey with a Small Shovel
Last week, I spent too much of our grocery budget. I was sick of not having snacks to eat or to give our toddlers. As any mom knows, all toddlers want to eat are snacks, all day long, every day, and it gets really old cooking a new meal every five minutes just for it... Continue Reading →
Opportunity Cost
The hardest lesson I learned while doing Dave Ramsey has to have been his brief mention of "Opportunity Cost." He mentioned it as if it was a given, but ever since then I have been hung up on it, struggling with what it means. Basically, opportunity cost means that when you spend your money on... Continue Reading →
The New FPU
Did you know there is a new format to Financial Peace University? I don't know when it happened but I know it did and I L.O.V.E. it! A little background on why this is such a big deal. I was not a fan at all of the original talks, they felt preachy and the props... Continue Reading →
Praying for your Husband
I am constantly hearing women ask, "How do I get my husband to do Dave Ramsey too? I'm on bored, but he is not." I have so been there. I was so frustrated with my husband for years that I couldn't convince him, and he wouldn't hear me. We tried to do it once, but... Continue Reading →
God Hears Your Petty Prayers
Earlier this week, I laid on my stomach in our bed in complete despair. I was budgeting, and we couldn't make it on what we had. There was no way to meet all of our needs. I was going to have to get a job and leave my sweet little girls in daycare, or Patrick... Continue Reading →
SUZANNA GORETTI 